Enabling the growth of Sweden’s SMEs.
Our customers are typically SMEs based in Sweden with established businesses, a turnover of 10M to 100M SEK and 10 to 50 Employees. They applied to yourCom because they needed well priced lending products from a lender who takes a risk-based, considered approach to underwriting rather than just relying on automated decisioning models. Does this sound like you?
Are you ready to take your business to the next level?
Get in touch to learn more about our bespoke SME Lending products.
Submit an enquiry and we will acknowledge your request within 24 hours.
Fill out the simple enquiry form below and a Relationship Manager will be in touch.
Our Relationship Manager will work with you to submit an application.
With your consent, we will conduct credit, affordability and identity checks while we review your borrowing application.
Loan decision. We will try hard to provide a lending decision quickly but will be in regular communication with you throughout the review period.
Established in 2020 by a team of highly experienced global banking specialists, yourCom is an authorised financial institution registered with the Swedish Financial Supervisory Authority (FSA) providing asset-backed corporate loans to well-established small and medium enterprises across Sweden.
We consider the Swedish SME market to be underserved by both government banks and high street banks who often appear reluctant to provide lending and if they do, associated interest rates can be excessively high or contractual terms too restrictive.
yourCom takes a blended approach to risk-based assessment and underwriting of loan applications and employs both automated and manual toolsets to effectively determine borrower affordability using our bespoke rules and scorecard methodology. Our expertise in handling a floating charge on borrowers’ assets and checking and updating asset valuations frequently is one key aspect of how we differ from other mainstream lenders in Sweden.
Unencumbered by legacy systems and processes (unlike our competitors), we are utilising best-in-class tech providers enables us to foster scalability of origination, reduce risk, and supply exceptional customer experience which is at the forefront of our mission, vision and values.
yourCom at a glance:
- Established in 2020
- Regulated by the Swedish Financial Supervisory Authority (FSA)
- Offering lending from 2M - 6M SEK
- 10% – 15% APR
- Fast response time
- Market leading proven secure and resilient technology
If you are a funding line institution, a banking professional seeking a dynamic work environment, or a new corporate customer in search of a fresh approach to borrowing, please contact us at: firstname.lastname@example.org